Finding a legal and trustworthy loan provider in Singapore starts with consulting the official licensed money lender directory. Published and maintained by the Registry of Moneylenders under the Ministry of Law, this list ensures that all listed lenders comply with government regulations, follow ethical practices, and operate with transparency. Borrowers can verify names, registration numbers, and office addresses directly through the official source, helping them avoid scams or unlicensed operators.
list of licensed money lender in singapore are required to clearly state all fees, interest rates, and terms before any agreement is signed. This means borrowers are protected under the law, and no hidden costs can be imposed. These lenders are also prohibited from soliciting through SMS, phone calls, or social media. All legitimate transactions must take place at the lender’s physical office, and identification is always required.
Whether you’re a local resident, foreign worker, or small business owner, you can use the Ministry’s directory to find approved lenders offering personal loans, payday loans, foreigner loans, and more. Many of these lenders offer quick approvals, flexible repayment plans, and even online applications to simplify the process. However, in-person verification is mandatory to complete any loan legally.
Using the official directory gives you peace of mind and ensures that you’re dealing with a licensed professional. This way, you can borrow with confidence, knowing that the terms are fair and regulated by Singapore law. Always double-check lender information before signing any loan agreement, and when in doubt, refer to the latest list published by the Ministry of Law.
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